Business Checking Accounts

Douglas National Bank offers commercial banking services for businesses of all sizes, from the sole proprietorship to the large corporation. Whether your business conducts a few banking transactions each month or a thousand, Douglas National Bank has a straight-forward business account to suit your needs.

For 24 Hour Automated Customer Inquiries: (912) 384-5343


Basic Business Checking

  • Up to 100 debits per month allowed; $.20 per debit in excess of 100 per statement cycle
  • No monthly maintenance fee when minimum daily balance of $1,000 is maintained; $7.50 maintenance fee if balance falls below $1,000 any day of the statement cycle
  • $100 minimum balance required to open
  • $25.00 close-out fee if closed within 90 days.

Regular Business Checking

  • $100 minimum balance required to open
  • $25 close-out fee if closed within 90 days.
  • For most customers, analysis charges will be offset by the value of the balance in your account. If total expenses exceed the account value, the account will be subject to an analysis charge as shown in the table below.

Business Money Market

  • No maintenance fee when minimum daily balance of $10,000 is maintained; $10 maintenance fee if balance falls below $10,000 any day of the statement cycle.
  • Earn interest at competitive rates
  • $1,000 minimum balance required to open
  • Transfers to another account or third parties by pre authorized, automatic, telephone or computer transfer are limited to 6 per statement cycle. A per debit fee of $10.00 will be charged for each transaction in excess of the above limitations
  • $25 close-out fee if closed within 90 days

Activity Charges

Account Maintenance $7.50 monthly
NSF $35.00 per item
Chargeback Fee $7.00 per item
Research $25.00 per hour / $25 minimum
Incoming & Outgoing Wires $20.00
International Wire Outgoing $50.00
International Wire Incoming $25.00
Stop Payment $35.00 per order
Account Reconciliation $25.00 per hour