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Our Team


Stuart Smith, President, 912-720-7226, MLS 669401

Michael Lott, Executive Vice President, 912-720-7254, NMLS 1220937

Julie Harper, Loan Officer, 912-720-7228, NMLS 669405

Liz Grantham, Loan Officer, 912-720-7235, NMLS 669410

Corey Carver, Loan Officer, 912-720-7240, NMLS 669412

Regina Haskins, Loan Officer, 912-720-7223, NMLS 2419737

Penny Toler, Mortgage Loan Officer, 912-720-7229, NMLS 2490878

Misty Dixon, Administrative Assistant, 912-720-7241

Shanna Skipper, Administrative Assistant, 912-720-7225

Heather Crews, Risk Officer, 912-720-7249

Dylan Stone, Credit Analyst, 912-720-7247

Gene Haskins, Business Development, 912-720-7239


Customer Service:

Penny Toler, Branch Manager, 912-720-7229

Tonya Smith, 912-720-7232

Melanie Smith, 912-720-7221

Tetonia Tumblin, 912-720-7248

Sarah Bryan, 912-720-7251



Madison Day, Head Teller

Myra Carver

Lisa Ryles

Connie Peacock



Tonia Guthrie, 912-720-7237

Marsha Brantley, 912-720-7227

Courtney Hersey, 912-720-7253

Clearetha Littleton, 912-720-7244

Marsha Walker, 912-720-7256

Adriana Wilcox, 912-720-7236 

Loan Operations:

Diann Harper

Kayla Vickers

Sandra Nazworth

Terri Jones



Brittney O’Neal 912-720-7224

Chris Tuten, 912-720-7231

Heidi Hines, 912-720-7234


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raymond james

(912) 720-7224 (P)
211 E. Ward Street
Douglas, Georgia 31533

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