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Senior Checking Accounts

Welcome to Douglas National Bank - We're the bank you've been waiting for! Check our rates . . . You will find them very competitive. In many cases, you may not even have to pay a monthly service fee or per check charge.


Heritage Account*

  • Just for those 50 years of age or better
  • Unlimited check writing with no per check charges.
  • $100.00 Minimum deposit required to open
  • Free custom checks
  • Free official checks
  • 25% discount on safe deposit box (subject to availability)

Heritage Plus Account*

  • Just for those 50 years of age or better
  • Unlimited check writing with no per check charges.
  • Earn Interest on all balances in the account, interest credited monthly**
  • No monthly service fee when minimum daily balance of $1000 is maintained; $7.50 service charge if balance falls below $1000 any day of the statement cycle
  • Free custom checks
  • Free official checks
  • 25% discount on safe deposit box (subject to availability)
  • $100 minimum deposit required to open

*No Fees for Douglas National Bank ATM Transactions. $5.00 fee for any account closed within the first 90 days.

**Earn interest on all balances in the account. Interest compounded daily; daily periodic rate applied to principal in the account each day; interest rate subject to change at any time; interest begins to accrue on the business day we receive your no-cash deposit (i.e. Check).

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raymond james

(912) 384-4444 (P)
211 E. Ward Street
Douglas, Georgia 31533

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To report a lost or stolen card,

please call 1-800-500-1044

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