Savings Accounts

Welcome to Douglas National Bank - We're the bank you've been waiting for! Check our rates . . . You will find them very competitive. In many cases, you may not even have to pay a monthly service fee or per check charge.

For 24 Hour Automated Customer Inquiries: (912) 384-5343

Regular Savings*

  • $100 minimum balance required to open
  • No maintenance fee when minimum daily balance of $100 is maintained; $3.00 maintenance fee per quarter if balance falls below $100 any day of the quarter
  • $5.00 fee for each withdrawal in excess of 6 per cycle.
  • Interest credited quarterly

Certificates of Deposit (CDs)

  • Earn Interest at competitive rates with maturities ranging from 7 days to 5 years
  • Minimum deposit of $500 required
  • Interest can be credited to your DNB checking account
  • Penalties may be accessed for early withdrawal

Future Savers Account

  • Available to those under 18 years of age
  • $10 minimum balance required to open
  • $5.00 fee for each withdrawal in excess of 6 per month
  • Interest credited quarterly

Individual Retirement Account (IRAs)

  • Competitive interest rates vary and are set according to market conditions
  • Traditional, Roth, and SEP IRAs are available
  • Substantial penalties for early withdrawals

*No Fees for Douglas National Bank ATM Transactions. $5.00 fee for any account closed within the first 90 days.

*Earn interest on all balances in the account. Interest compounded daily; daily periodic rate applied to principal in the account each day; interest rate subject to change at any time; interest begins to accrue on the business day we receive your no-cash deposit (i.e. Check).